When the holiday season rolls in, people start worrying about their finances even more than usual. After all, we associate this time of the year with sales, shopping, and presents. While it’s easier to spend on others than on your own needs, Christmas shopping doesn’t have to cost an arm and leg. With that said, follow the following tips to make your holidays truly happy and hassle-free! 1. Stick to a Budget When drawing up a budget, the most critical components are the actual product …